- Sign up
- Conditional: National ID or passport18+. Valid national ID or passport; facial verification may be requested. No complete visitor nationality/residence approval list is published in the reviewed material.
- Fund from
- Conditional: Card, bank or cryptoCredit-card funding through Stripe costs 5.4% + US$1. The general ACH/SEPA deposit tariff is US$2; Wire is US$15. Country-specific schedules differ. US account applications exclude residents of Venezuela, Nicaragua, Cuba and El Salvador; US residents need a tax registration number.
- Phone
- Not verified: Number rules not publishedAn internet-connected phone is required. The reviewed instructions do not establish accepted number countries or SMS requirements.
- Pays
- Conditional: Bolivia QRThe fee schedule explicitly lists Bolivia QR; Meru describes QR payments to businesses and friends. Detailed Bolivian receiving-bank and QR-type compatibility is not published in the reviewed guides.
- Fee
- Documented: 0% QR commissionThe published Bolivia QR tariff is zero. The exchange rate and separate funding costs still determine the total paid.
- Money out
- Conditional: Bank or cryptoThe general ACH/SEPA exit tariff is 0.75% + US$1.50; Bolivia bank transfer is 1% + US$1. Own- and third-party bank payouts are documented, with an estimated 1–2 business days. Crypto fees vary by network.
