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Moreta

Pay merchant and personal bank QRs from a USD wallet.

In Bolivia

Sign up
Conditional: Passport + three selfies18+. Passport required; national ID and driving licence are not accepted. Provide a full address and matching personal details. Approval for every passport/residence combination is not established.
Fund from
Conditional: Bank, card or cryptoCard: 2.5%, minimum US$1.50. US/EUR/GBP bank deposits are free above USD250/EUR225/GBP200; smaller deposits have fixed fees. CAD Interac costs 1.5% + US$1. USDC/USDT on Solana are documented; match the asset and network.
Phone
Documented: Phone number requiredVerification requests a number. Accepted country codes, SMS access and virtual-number support are not specified.
Pays
Documented: Merchant and personal QRBolivia personal bank QRs are explicitly supported. Payments go to the recipient’s local bank; Moreta-to-Moreta transfers are unavailable. No Bolivian bank account is required to pay.
Fee
Documented: 1.5% + FX spreadMoreta describes a variable bank conversion spread around 0.6–0.75%, in addition to the QR fee. Non-USD funding can add a separate conversion.
Money out
Conditional: Bank payout or card refundACH: US$1 + 0.5%; SEPA/Faster Payments: US$1.50 + 0.5%. The new transfer flow permits another bank account in your own name. Card refunds require support and are estimated at 3–5 business days; this differs from self-service card withdrawal.
Checked
· 14 sources

Worth knowing

A US$20 card top-up incurs the US$1.50 minimum deposit fee: 7.5% before payment and conversion costs. Non-USD deposits can add a second currency conversion. For a pending QR payment, Moreta says an unsuccessful payment is refunded within one business day after its settlement check.

Not verified

The full accepted-passport/residence list, foreign phone rules, Bolivia QR limits and card-refund fee conditions remain unclear.

Other apps for Bolivia

Sources

Moreta · Verification requirements (opens in a new tab)Moreta · Accepted documents (opens in a new tab)Moreta · Verification steps (opens in a new tab)Moreta · Card funding restrictions (opens in a new tab)Moreta · Deposit fees (opens in a new tab)Moreta · Receiving funds (opens in a new tab)Moreta · Bolivia QR guide (opens in a new tab)Moreta · Personal QR payments (opens in a new tab)Moreta · Exchange rates (opens in a new tab)Moreta · Deposit conversion (opens in a new tab)Moreta · Bank withdrawal routes (opens in a new tab)Moreta · Card refunds (opens in a new tab)Moreta · Withdrawals (opens in a new tab)Moreta · Pending payments (opens in a new tab)